28 Jacobs RoadThiellsNY10984
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 28 Jacobs Road, Thiells, NY, 10984 in Thiells earns a 9.03% gross yield at $789,000. Rent of $5,935/mo nets $666/mo after the $3,548/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $217,986 and $7,267/yr in equity accumulation project a total cumulative return of $343,711.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $666 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,935 |
| Total Monthly Debt Service | $4,955 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10984, Thiells, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 830 (100%) |
| Owner Occupied HU | 704 (84.8%) |
| Renter Occupied HU | 106 (12.8%) |
| Vacant Housing Units | 20 ( 2.4%) |
| Median Home Value | $592,466 |
| Average Home Value | $652,582 |
Housing Distribution
Address Breakdown
Residential
793
Single Family
789
Multi-Family
4
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10984, Thiells, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 830 (100%) |
| Owner Occupied HU | 704 (84.8%) |
| Renter Occupied HU | 106 (12.8%) |
| Vacant Housing Units | 20 ( 2.4%) |
| Median Home Value | $592,466 |
| Average Home Value | $652,582 |
Housing Distribution
Address Breakdown
Residential
793
Single Family
789
Multi-Family
4
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices