28 Hillandale RdAshburnhamMA01430
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 28 Hillandale Rd, Ashburnham, MA, 01430 in Ashburnham speaks for itself: 10.29% gross on a $510,000 price, generating $4,374/mo in rent and $1,160/mo in net income after the $2,293/mo debt service. DSCR 1.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,915 stacks alongside $140,904 in projected five-year appreciation and $4,697/yr in principal reduction. Projected total cumulative return: $268,283.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.0% |
| Monthly Cash Flow | $1,160 | $450 |
City averages based on Ashburnham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,374 |
| Total Monthly Debt Service | $3,012 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diane DeCiccio • Acres Away Realty, Inc.
Mls Name: MLS PIN
Mls ID: #73423677