28 Claymont DrEarlysvilleVA22936
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 28 Claymont Dr, Earlysville, VA, 22936 in Earlysville at $925,000 earns $5,674/mo in rent and nets $102/mo after the $4,159/mo payment, a 7.36% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $255,560 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $8,519/yr in principal paydown, total projected return reaches $356,750.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $102 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,674 |
| Total Monthly Debt Service | $5,203 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
4.75 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22936, Earlysville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,504 (100%) |
| Owner Occupied HU | 2,100 (83.9%) |
| Renter Occupied HU | 292 (11.7%) |
| Vacant Housing Units | 112 ( 4.5%) |
| Median Home Value | $643,072 |
| Average Home Value | $706,327 |
Housing Distribution
Address Breakdown
Residential
2,472
Single Family
2,073
Multi-Family
399
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
4.75 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22936, Earlysville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,504 (100%) |
| Owner Occupied HU | 2,100 (83.9%) |
| Renter Occupied HU | 292 (11.7%) |
| Vacant Housing Units | 112 ( 4.5%) |
| Median Home Value | $643,072 |
| Average Home Value | $706,327 |
Housing Distribution
Address Breakdown
Residential
2,472
Single Family
2,073
Multi-Family
399
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mountain Valley Homes Team • KLINE MAY REALTY, LLC
Mls Name: GASAOR
Mls Provider:
Mls ID: #653848
Disclaimer: Copyright Greater Augusta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.