28-646 Kaupakuea Homestead RdPepeekeoHI96783
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Pepeekeo at 28-646 Kaupakuea Homestead Rd, Pepeekeo, HI, 96783 projects strong ROI of 4.07%. Rental yield 1.58%. With 5% annual appreciation, the property builds $687,941 in value over five years. Equity growth combined delivers a projected five-year ROI of 33.82%, translating into $237,883 in total cumulative return on $703,425 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 5.0% |
| Monthly Cash Flow | $(10,891) | $1,200 |
City averages based on Pepeekeo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,288 |
| Total Monthly Debt Service | $13,189 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
23.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96783, Pepeekeo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 920 (100%) |
| Owner Occupied HU | 546 (59.3%) |
| Renter Occupied HU | 277 (30.1%) |
| Vacant Housing Units | 97 (10.5%) |
| Median Home Value | $593,220 |
| Average Home Value | $667,706 |
Housing Distribution
Address Breakdown
Residential
228
Single Family
177
Multi-Family
51
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
23.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96783, Pepeekeo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 920 (100%) |
| Owner Occupied HU | 546 (59.3%) |
| Renter Occupied HU | 277 (30.1%) |
| Vacant Housing Units | 97 (10.5%) |
| Median Home Value | $593,220 |
| Average Home Value | $667,706 |
Housing Distribution
Address Breakdown
Residential
228
Single Family
177
Multi-Family
51
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices