27999 Lobster Tail TrlLittle Torch KeyFL33042








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Little Torch Key at 27999 Lobster Tail Trl, Little Torch Key, FL, 33042 offers a 11.31% rental yield on a $700,000 purchase with $6,600/mo rent. Total monthly income registers $6,600/mo, and a $3,426/mo payment leaves $1,955/mo available for distribution. Annual cash flow reaches $23,458/yr on $230,300 to close, and return on cash invested stands at 30.25% in year one. Equity gained on principal adds $4,517/yr while 5% annual appreciation supports $193,397 over five years. Portfolio math shows five-year ROI at 158.83% and total cumulative return in cash at $365,788. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $6,600/mo property income against a $3,426/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2022
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33042, Summerland Key, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,791 (100%) |
| Owner Occupied HU | 2,570 (53.6%) |
| Renter Occupied HU | 503 (10.5%) |
| Vacant Housing Units | 1,718 (35.9%) |
| Median Home Value | $754,079 |
| Average Home Value | $932,409 |
Housing Distribution
Address Breakdown
Residential
3,922
Single Family
3,921
Multi-Family
1
Businesses
149
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Listed by: Melissa Gibbins • Expert Realty LLC (HQ)
Mls Name: FLKMLS
Mls ID: #617748








