2799 Highway 21 EPaigeTX78659
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2799 Highway 21 E, Paige, TX, 78659 in Paige fits: $795,000, 3.49% gross yield, and a projected 5% annual appreciation rate adding $219,644 in value within five years. Rental yield 3.49%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.65) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,322/yr in principal paydown and $219,644 in appreciation project a total return of $89,613.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.2% |
| Monthly Cash Flow | $(3,341) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,312 |
| Total Monthly Debt Service | $5,337 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
5.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78659, Paige, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,639 (100%) |
| Owner Occupied HU | 1,218 (74.3%) |
| Renter Occupied HU | 257 (15.7%) |
| Vacant Housing Units | 164 (10.0%) |
| Median Home Value | $381,203 |
| Average Home Value | $406,915 |
Housing Distribution
Address Breakdown
Residential
1,460
Single Family
1,460
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
5.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78659, Paige, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,639 (100%) |
| Owner Occupied HU | 1,218 (74.3%) |
| Renter Occupied HU | 257 (15.7%) |
| Vacant Housing Units | 164 (10.0%) |
| Median Home Value | $381,203 |
| Average Home Value | $406,915 |
Housing Distribution
Address Breakdown
Residential
1,460
Single Family
1,460
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matthew Kamprath • Legend Texas Properties
Mls Name: HAR
Mls Provider:
Mls ID: #14322848
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