27971 E Otero PlaceAuroraCO80016
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 27971 E Otero Place, Aurora, CO, 80016 in Aurora is narrow, $2/mo net on $5,243/mo rent after the $3,777/mo debt service, but the property operates at break-even-plus, not a loss. At $839,999 with a 7.49% yield, the long-run equity case via 5% appreciation ($232,076 over five years) and $7,736/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.39 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $318,854.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.1% |
| Monthly Cash Flow | $2 | $285 |
City averages based on Aurora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,243 |
| Total Monthly Debt Service | $4,906 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
8,712 sqft lot
$N/A/sqft
$720 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80016, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,324 (100%) |
| Owner Occupied HU | 19,395 (73.7%) |
| Renter Occupied HU | 5,767 (21.9%) |
| Vacant Housing Units | 1,162 ( 4.4%) |
| Median Home Value | $734,481 |
| Average Home Value | $781,173 |
Housing Distribution
Address Breakdown
Residential
25,837
Single Family
20,698
Multi-Family
5,139
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
8,712 sqft lot
$N/A/sqft
$720 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80016, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,324 (100%) |
| Owner Occupied HU | 19,395 (73.7%) |
| Renter Occupied HU | 5,767 (21.9%) |
| Vacant Housing Units | 1,162 ( 4.4%) |
| Median Home Value | $734,481 |
| Average Home Value | $781,173 |
Housing Distribution
Address Breakdown
Residential
25,837
Single Family
20,698
Multi-Family
5,139
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices