2796 Scruggs Rd, Moneta, VA, 24121 | $1,391/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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2796 Scruggs Rd, Moneta, VA, 24121 | $1,391/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Moneta at 2796 Scruggs Rd, Moneta, VA, 24121 uses $155,772 cash to close to unlock $16,691/yr annual cash flow and $1,391/mo monthly cash flow. Total monthly income runs $4,200/mo, and a $2,300/mo payment keeps the spread at $1,391/mo. Purchase price stands at $469,900, and rental yield measures 10.73% with $4,200/mo rent. Return on cash invested shows 30.62% in year one, and 5% annual appreciation builds toward $129,825 over five years. Five-year ROI reaches 160.02% and total cumulative return in cash records $249,266. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,200/mo property income covering a $2,300/mo payment rather than investor’s personal income.

Single Family

Built in 2026

1.06 Acres lot

$N/A/sqft

No HOA

More details about the property

Experience exceptional craftsmanship and modern comfort in this beautifully constructed new home. Designed with an inviting open floor plan and 9-foot ceilings, the home features elegant tray ceilings in both the living room and primary bedroom--creating an atmosphere of spacious sophistication. Inside, Lifeproof luxury vinyl plank flooring offers both warmth and durability throughout, while energy-efficient upgrades provide peace of mind and long-term savings. Enjoy the superior performance of a Lennox HVAC system, Marvin fiberglass windows with Low-E and Argon Energy Star glass, and a GAF Timberline HDZ roof. The exterior highlights locally crafted, maintenance-free premium siding and Therma-Tru insulated fiberglass doors that combine lasting performance with timeless style. Additional features include a generous two-car garage, a conditioned crawl space for extra storage, and convenient attic access. Perfectly situated just five minutes from Westlake, this home offers easy access to shopping, dining, and outdoor recreation. Discover the perfect balance of quality, efficiency, and stylethis isn't just a house; it's the place you'll want to call home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 24121, Moneta, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,805 (100%)
Owner Occupied HU	4,423 (56.7%)
Renter Occupied HU	643 ( 8.2%)
Vacant Housing Units	2,739 (35.1%)
Median Home Value	$493,149
Average Home Value	$589,306