279 N Papershells PlSahuaritaAZ85629
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 279 N Papershells Pl, Sahuarita, AZ, 85629 in Sahuarita is narrow, $75/mo net on $3,065/mo rent after the $2,275/mo debt service, but the property operates at break-even-plus, not a loss. At $505,850 with a 7.27% yield, the long-run equity case via 5% appreciation ($139,757 over five years) and $4,659/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $195,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.5% |
| Monthly Cash Flow | $75 | $12,000 |
City averages based on Sahuarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,065 |
| Total Monthly Debt Service | $2,789 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85629, Sahuarita, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,514 (83.1%) |
| Renter Occupied HU | 1,318 (11.5%) |
| Vacant Housing Units | 619 ( 5.4%) |
| Median Home Value | $363,239 |
| Average Home Value | $382,557 |
Housing Distribution
Address Breakdown
Residential
11,112
Single Family
10,486
Multi-Family
626
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85629, Sahuarita, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,514 (83.1%) |
| Renter Occupied HU | 1,318 (11.5%) |
| Vacant Housing Units | 619 ( 5.4%) |
| Median Home Value | $363,239 |
| Average Home Value | $382,557 |
Housing Distribution
Address Breakdown
Residential
11,112
Single Family
10,486
Multi-Family
626
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices