279 N Lake St, Moss Beach, CA, 94038 | 4.17% Rental Yield | Ziffy
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Price: $300K - 500K
Monthly Cash Flow: 1 - 3k+
Home Type: Single Family
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NMLS #2625701
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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
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Investment Highlights

Investment property for sale in Moss Beach at 279 N Lake St, Moss Beach, CA, 94038 listed at $1,295,000 pairs $4,495/mo rent with a $6,338/mo payment. Total monthly income runs $4,495/mo. Return on cash invested measures 10.31% in year one, and rental yield registers 4.17% at a $1,295,000 basis. Equity gained on principal adds $8,356/yr, and annual property appreciation at 5% supports $357,785 by year five. Five-year ROI tracks 51.3% and total cumulative return in cash totals $215,226. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,495/mo property income relative to a $6,338/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1972

6,211 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 279 N. Lake Street, a serene coastal escape in the heart of Moss Beach. This charming 2-bedroom, 2-bath beach cottage spans 1,252 sq ft and sits on a spacious 6,211 sq ft corner lot just a stone's throw from the renowned Fitzgerald Marine Reserve. Step inside to discover bright, open living spaces with brand-new flooring throughout and a newly painted interior. Kitchen updated with modern appliances. Natural light pours in, highlighting the home's inviting layout designed for both comfort and style. Large primary bedroom extended with bath, large closet, and sauna. Outside, the spacious backyard feels like your own private sanctuary, ideal for entertaining, gardening, relaxing with a good book, or simply enjoying the sound of distant waves and harbor seals. Maybe room for an ADU, office, or yoga studio?? With nearby access to scenic coastal trails, tide pools, and dramatic ocean vistas, this home is perfectly positioned for an effortless coastal lifestyle. Whether you are savoring sunsets or exploring the nearby marine reserve, 279 N. Lake Street offers a rare opportunity to own a slice of California's magical coastline. Live your coastal dream, let the rhythm of the waves guide you home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 94038, Moss Beach, CA area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)1,099 (100%)
Owner Occupied HU847 (77.1%)
Renter Occupied HU171 (15.6%)
Vacant Housing Units81 ( 7.4%)
Median Home Value$1,445,341
Average Home Value$1,399,274

Address Breakdown

Residential

769

Single Family

769

Multi-Family

0

Businesses

65

Price History

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Event

Price

No price history data available

Tax History

Date

Tax Paid

Tax Increase Rate

Value

Value Increase Rate

No tax history data available
Loan officer
Loan officer
Loan officer
Powered by
Ziffy Mortgage
NMLS #2625701
Get Pre-Approved

Facts & Features

General Information

  • Type: SingleFamily
  • Year Built: 1972
  • Architectural Style: N/A
  • Building Area: N/A
  • Living Area: N/A
  • Property Condition: N/A

Features & Amenities

  • Heating: N/A
  • Cooling: N/A
  • Flooring: N/A
  • Interior Features: N/A
  • Exterior Features: N/A
  • Parking Features: Attached

Location

  • City: Moss Beach
  • State: CA
  • Subdivision: N/A
  • Lot Size: 6,211 sqft
  • Lot Features: N/A
  • View: N/A

HOA & Fees

  • HOA Fee: N/A
  • Association Fee: N/A
  • Fees & Dues: N/A
  • Association Amenities: N/A
  • Association Fee Includes: N/A

Utilities

  • Utilities: N/A
  • Sewer: N/A
  • Water Source: N/A
  • Road Surface Type: N/A

School Information

  • Elementary School: N/A
  • Middle School: N/A
  • High School: N/A

Listed by: Glen Mitchell Group • KW Advisors 

Mls Name: MLSListings Inc

Mls ID: #ML82019041

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