279 Highway 330 EChoctawAR72028
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 279 Highway 330 E, Choctaw, AR, 72028 in Choctaw at $289,900. Rental yield 6.37%. The 6.37% yield and 1.18 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $80,094 by year five, and $2,670/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $96,672.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 9.0% |
| Monthly Cash Flow | $(203) | $150 |
City averages based on Choctaw market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,540 |
| Total Monthly Debt Service | $1,627 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72028, Choctaw, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4 (100%) |
| Owner Occupied HU | 1 (25.0%) |
| Renter Occupied HU | 0 |
| Vacant Housing Units | 3 (75.0%) |
| Median Home Value | $112,500 |
| Average Home Value | $112,500 |
Housing Distribution
Address Breakdown
Residential
67
Single Family
1
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72028, Choctaw, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4 (100%) |
| Owner Occupied HU | 1 (25.0%) |
| Renter Occupied HU | 0 |
| Vacant Housing Units | 3 (75.0%) |
| Median Home Value | $112,500 |
| Average Home Value | $112,500 |
Housing Distribution
Address Breakdown
Residential
67
Single Family
1
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices