2779 SW 161st LoopOcalaFL34473
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2779 SW 161st Loop, Ocala, FL, 34473 in Ocala speaks for itself: 10.69% gross on a $276,990 price, generating $2,467/mo in rent and $629/mo in net income after the $1,246/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,549 stacks alongside $76,527 in projected five-year appreciation and $2,551/yr in principal reduction. Projected total cumulative return: $146,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 8.2% |
| Monthly Cash Flow | $629 | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,467 |
| Total Monthly Debt Service | $1,728 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34473, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 8,064 (73.0%) |
| Renter Occupied HU | 2,221 (20.1%) |
| Vacant Housing Units | 768 ( 6.9%) |
| Median Home Value | $281,717 |
| Average Home Value | $325,556 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
10,596
Multi-Family
1,001
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34473, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 8,064 (73.0%) |
| Renter Occupied HU | 2,221 (20.1%) |
| Vacant Housing Units | 768 ( 6.9%) |
| Median Home Value | $281,717 |
| Average Home Value | $325,556 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
10,596
Multi-Family
1,001
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices