2776 S Avenue 2 E #1/2-58YumaAZ85365
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2776 S Avenue 2 E #1/2-58, Yuma, AZ, 85365 in Yuma speaks for itself: 11.72% gross on a $205,000 price, generating $2,003/mo in rent and $791/mo in net income after the $922/mo debt service. DSCR 2.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,492 stacks alongside $56,638 in projected five-year appreciation and $1,888/yr in principal reduction. Projected total cumulative return: $128,409.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 5.8% |
| Monthly Cash Flow | $791 | $420 |
City averages based on Yuma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,003 |
| Total Monthly Debt Service | $1,130 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1995
2,340 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85365, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,819 (100%) |
| Owner Occupied HU | 16,100 (55.9%) |
| Renter Occupied HU | 4,034 (14.0%) |
| Vacant Housing Units | 8,685 (30.1%) |
| Median Home Value | $270,843 |
| Average Home Value | $283,126 |
Housing Distribution
Address Breakdown
Residential
20,953
Single Family
16,663
Multi-Family
4,290
Businesses
1,253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1995
2,340 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85365, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,819 (100%) |
| Owner Occupied HU | 16,100 (55.9%) |
| Renter Occupied HU | 4,034 (14.0%) |
| Vacant Housing Units | 8,685 (30.1%) |
| Median Home Value | $270,843 |
| Average Home Value | $283,126 |
Housing Distribution
Address Breakdown
Residential
20,953
Single Family
16,663
Multi-Family
4,290
Businesses
1,253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices