2774-80 Broadway ESan DiegoCA92102
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2774-80 Broadway E, San Diego, CA, 92102 in San Diego worth study. Rental yield 0.63%. The 0.63% gross yield is below cash-flow benchmarks at $1,935,000, but 5% annual appreciation, adding $534,605 over five years, frames this as a capital growth position. Rent of $1,008/mo partially offsets the $8,701/mo payment. Ziffy Mortgage finances appreciation-play properties (0.12 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $28,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 4.8% |
| Monthly Cash Flow | $(10,962) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,008 |
| Total Monthly Debt Service | $11,200 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92102, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,171 (100%) |
| Owner Occupied HU | 4,390 (28.9%) |
| Renter Occupied HU | 9,917 (65.4%) |
| Vacant Housing Units | 864 ( 5.7%) |
| Median Home Value | $806,708 |
| Average Home Value | $874,901 |
Housing Distribution
Address Breakdown
Residential
14,851
Single Family
10,531
Multi-Family
4,320
Businesses
832
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92102, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,171 (100%) |
| Owner Occupied HU | 4,390 (28.9%) |
| Renter Occupied HU | 9,917 (65.4%) |
| Vacant Housing Units | 864 ( 5.7%) |
| Median Home Value | $806,708 |
| Average Home Value | $874,901 |
Housing Distribution
Address Breakdown
Residential
14,851
Single Family
10,531
Multi-Family
4,320
Businesses
832
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas McCartin • Marcus & Millichap
Mls Name: SDMLS
Mls ID: #260001491