277 Mulberry StCotterAR72626
INVESTMENT ANALYSIS
Investment Verdict
Solid Income277 Mulberry St, Cotter, AR, 72626 in Cotter is a solid income-producing rental, 9.8% gross yield, $1,306/mo rent, $344/mo net cash flow on a $159,900 buy. DSCR 1.82 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $44,177 and $1,473/yr in principal reduction project a total cumulative return of $82,735.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 8.0% |
| Monthly Cash Flow | $344 | $300 |
City averages based on Cotter market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,306 |
| Total Monthly Debt Service | $898 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72626, Cotter, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 803 (100%) |
| Owner Occupied HU | 430 (53.5%) |
| Renter Occupied HU | 198 (24.7%) |
| Vacant Housing Units | 175 (21.8%) |
| Median Home Value | $240,000 |
| Average Home Value | $253,017 |
Housing Distribution
Address Breakdown
Residential
657
Single Family
618
Multi-Family
39
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72626, Cotter, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 803 (100%) |
| Owner Occupied HU | 430 (53.5%) |
| Renter Occupied HU | 198 (24.7%) |
| Vacant Housing Units | 175 (21.8%) |
| Median Home Value | $240,000 |
| Average Home Value | $253,017 |
Housing Distribution
Address Breakdown
Residential
657
Single Family
618
Multi-Family
39
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices