2768 Oakhill Village CirValricoFL33594
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 2768 Oakhill Village Cir, Valrico, FL, 33594 in Valrico offers it: the 1.69 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 9.12%. Long-term, 5% appreciation is forecast to add $30,944, and $1,032/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $7,438.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $(595) | $350 |
City averages based on Valrico market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $851 |
| Total Monthly Debt Service | $1,402 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1983
N/A lot
$N/A/sqft
$703 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33594, Valrico, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,857 (100%) |
| Owner Occupied HU | 9,880 (76.8%) |
| Renter Occupied HU | 2,472 (19.2%) |
| Vacant Housing Units | 505 ( 3.9%) |
| Median Home Value | $377,387 |
| Average Home Value | $383,180 |
Housing Distribution
Address Breakdown
Residential
13,277
Single Family
12,287
Multi-Family
990
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1983
N/A lot
$N/A/sqft
$703 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33594, Valrico, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,857 (100%) |
| Owner Occupied HU | 9,880 (76.8%) |
| Renter Occupied HU | 2,472 (19.2%) |
| Vacant Housing Units | 505 ( 3.9%) |
| Median Home Value | $377,387 |
| Average Home Value | $383,180 |
Housing Distribution
Address Breakdown
Residential
13,277
Single Family
12,287
Multi-Family
990
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices