2767 Highway 174KopperlTX76652
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.89% gross rental yield, 2767 Highway 174, Kopperl, TX, 76652 in Kopperl is priced for capital growth, not immediate cash flow. The $827,700 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $228,678 by year five, with $7,623/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.54) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $66,751.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 6.2% |
| Monthly Cash Flow | $(3,892) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,994 |
| Total Monthly Debt Service | $5,557 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
48.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76652, Kopperl, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 570 (100%) |
| Owner Occupied HU | 376 (66.0%) |
| Renter Occupied HU | 94 (16.5%) |
| Vacant Housing Units | 100 (17.5%) |
| Median Home Value | $200,000 |
| Average Home Value | $321,184 |
Housing Distribution
Address Breakdown
Residential
475
Single Family
475
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
48.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76652, Kopperl, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 570 (100%) |
| Owner Occupied HU | 376 (66.0%) |
| Renter Occupied HU | 94 (16.5%) |
| Vacant Housing Units | 100 (17.5%) |
| Median Home Value | $200,000 |
| Average Home Value | $321,184 |
Housing Distribution
Address Breakdown
Residential
475
Single Family
475
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices