27626 Morningstar LnSan Juan CapistranoCA92675
INVESTMENT ANALYSIS
Investment Verdict
Solid Income27626 Morningstar Ln, San Juan Capistrano, CA, 92675 in San Juan Capistrano is a solid income-producing rental, 8.12% gross yield, $5,581/mo rent, $233/mo net cash flow on a $825,000 buy. DSCR 1.50 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $227,932 and $7,598/yr in principal reduction project a total cumulative return of $328,844.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $233 | $1,500 |
City averages based on San Juan Capistrano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,581 |
| Total Monthly Debt Service | $5,020 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
2,340 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
2,340 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices