2761 Palmyra RdFerrisTX75125
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2761 Palmyra Rd, Ferris, TX, 75125 in Ferris is narrow, $45/mo net on $4,063/mo rent after the $2,541/mo debt service, but the property operates at break-even-plus, not a loss. At $565,000 with a 8.63% yield, the long-run equity case via 5% appreciation ($156,099 over five years) and $5,204/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.60 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $219,395.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $45 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,063 |
| Total Monthly Debt Service | $3,793 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75125, Ferris, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,181 (100%) |
| Owner Occupied HU | 2,372 (74.6%) |
| Renter Occupied HU | 633 (19.9%) |
| Vacant Housing Units | 176 ( 5.5%) |
| Median Home Value | $250,492 |
| Average Home Value | $274,762 |
Housing Distribution
Address Breakdown
Residential
3,036
Single Family
3,029
Multi-Family
7
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75125, Ferris, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,181 (100%) |
| Owner Occupied HU | 2,372 (74.6%) |
| Renter Occupied HU | 633 (19.9%) |
| Vacant Housing Units | 176 ( 5.5%) |
| Median Home Value | $250,492 |
| Average Home Value | $274,762 |
Housing Distribution
Address Breakdown
Residential
3,036
Single Family
3,029
Multi-Family
7
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rosalinda Guzman • Rendon Realty, LLC
Mls Name: NTREIS
Mls ID: #20716763
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.