276 Morman TrlWinslowAZ86047
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 276 Morman Trl, Winslow, AZ, 86047 in Winslow: $1,528/mo in rent, $348/mo in net income, 9.2% gross yield, 1.72 DSCR, all at $198,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $54,704 in appreciation and $1,824/yr in principal paydown projects total cumulative return of $97,874.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.5% |
| Monthly Cash Flow | $348 | $300 |
City averages based on Winslow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,528 |
| Total Monthly Debt Service | $1,092 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86047, Winslow, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,376 (100%) |
| Owner Occupied HU | 3,679 (57.7%) |
| Renter Occupied HU | 1,728 (27.1%) |
| Vacant Housing Units | 969 (15.2%) |
| Median Home Value | $115,410 |
| Average Home Value | $167,314 |
Housing Distribution
Address Breakdown
Residential
4,017
Single Family
3,709
Multi-Family
308
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86047, Winslow, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,376 (100%) |
| Owner Occupied HU | 3,679 (57.7%) |
| Renter Occupied HU | 1,728 (27.1%) |
| Vacant Housing Units | 969 (15.2%) |
| Median Home Value | $115,410 |
| Average Home Value | $167,314 |
Housing Distribution
Address Breakdown
Residential
4,017
Single Family
3,709
Multi-Family
308
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
