2750 Wheatstone St SPACE 89San DiegoCA92111
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 2750 Wheatstone St SPACE 89, San Diego, CA, 92111 in San Diego is the 1.70 coverage ratio: rent of $880/mo versus a $517/mo debt payment on a $115,000 property. Rental yield 9.18%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $31,772 by year five, with $1,059/yr in equity from paydown.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 4.8% |
| Monthly Cash Flow | $(1,482) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $880 |
| Total Monthly Debt Service | $2,317 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1968
N/A lot
$N/A/sqft
$1,651 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92111, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,005 (100%) |
| Owner Occupied HU | 8,598 (47.8%) |
| Renter Occupied HU | 8,739 (48.5%) |
| Vacant Housing Units | 668 ( 3.7%) |
| Median Home Value | $847,539 |
| Average Home Value | $899,033 |
Housing Distribution
Address Breakdown
Residential
17,484
Single Family
13,615
Multi-Family
3,869
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1968
N/A lot
$N/A/sqft
$1,651 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92111, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,005 (100%) |
| Owner Occupied HU | 8,598 (47.8%) |
| Renter Occupied HU | 8,739 (48.5%) |
| Vacant Housing Units | 668 ( 3.7%) |
| Median Home Value | $847,539 |
| Average Home Value | $899,033 |
Housing Distribution
Address Breakdown
Residential
17,484
Single Family
13,615
Multi-Family
3,869
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lily Pigg • LILY'S MOBILE HOMES
Mls Name: My State MLS
Mls ID: #11559890