275 W Grace StBarstowCA92311
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 275 W Grace St, Barstow, CA, 92311 in Barstow is a conservative rental investment at $340,000. Rental yield 6.59%. A 1.22 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $93,936; $3,131/yr in principal paydown supplements. Total projected return: $113,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 9.0% |
| Monthly Cash Flow | $(237) | $300 |
City averages based on Barstow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,866 |
| Total Monthly Debt Service | $1,968 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1963
7,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92311, Barstow, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,211 (100%) |
| Owner Occupied HU | 6,044 (45.7%) |
| Renter Occupied HU | 6,061 (45.9%) |
| Vacant Housing Units | 1,106 ( 8.4%) |
| Median Home Value | $198,238 |
| Average Home Value | $305,671 |
Housing Distribution
Address Breakdown
Residential
12,052
Single Family
11,302
Multi-Family
750
Businesses
743
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1963
7,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92311, Barstow, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,211 (100%) |
| Owner Occupied HU | 6,044 (45.7%) |
| Renter Occupied HU | 6,061 (45.9%) |
| Vacant Housing Units | 1,106 ( 8.4%) |
| Median Home Value | $198,238 |
| Average Home Value | $305,671 |
Housing Distribution
Address Breakdown
Residential
12,052
Single Family
11,302
Multi-Family
750
Businesses
743
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices