275 Tiger Lily RdPilot HillCA95664
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.47% gross rental yield, 275 Tiger Lily Rd, Pilot Hill, CA, 95664 in Pilot Hill is priced for capital growth, not immediate cash flow. The $1,069,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $295,345 by year five, with $9,846/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.16) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $338,252.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(2,081) | $1,200 |
City averages based on Pilot Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,570 |
| Total Monthly Debt Service | $6,188 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95664, Pilot Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 629 (100%) |
| Owner Occupied HU | 508 (80.8%) |
| Renter Occupied HU | 63 (10.0%) |
| Vacant Housing Units | 58 ( 9.2%) |
| Median Home Value | $847,107 |
| Average Home Value | $824,734 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95664, Pilot Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 629 (100%) |
| Owner Occupied HU | 508 (80.8%) |
| Renter Occupied HU | 63 (10.0%) |
| Vacant Housing Units | 58 ( 9.2%) |
| Median Home Value | $847,107 |
| Average Home Value | $824,734 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bruce Champion • eXp Realty of California, Inc.
Mls Name: MetroList Services of CA
Mls ID: #225089208