275 N Main St #31CenterfieldUT84622
INVESTMENT ANALYSIS
Investment Verdict
Solid Income275 N Main St #31, Centerfield, UT, 84622 in Centerfield carries a 1.78 coverage ratio, rent of $799/mo is 1.78 times the $450/mo payment. Rental yield 9.59%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $100,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $27,628; total projected cumulative return: $51,497.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $(237) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $799 |
| Total Monthly Debt Service | $546 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84622, Centerfield, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 524 (100%) |
| Owner Occupied HU | 407 (77.7%) |
| Renter Occupied HU | 95 (18.1%) |
| Vacant Housing Units | 22 ( 4.2%) |
| Median Home Value | $422,165 |
| Average Home Value | $455,147 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84622, Centerfield, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 524 (100%) |
| Owner Occupied HU | 407 (77.7%) |
| Renter Occupied HU | 95 (18.1%) |
| Vacant Housing Units | 22 ( 4.2%) |
| Median Home Value | $422,165 |
| Average Home Value | $455,147 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: N/A • N/A
Mls Name: UtahRealEstate.com
Mls ID: #2152669