275 N Main St #31CenterfieldUT84622
INVESTMENT ANALYSIS
Investment Verdict
Solid Income275 N Main St #31, Centerfield, UT, 84622 in Centerfield carries a 1.60 coverage ratio, rent of $760/mo is 1.60 times the $474/mo payment. Rental yield 9.12%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $100,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $27,628; total projected cumulative return: $47,132.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $(276) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $760 |
| Total Monthly Debt Service | $571 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84622, Centerfield, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 524 (100%) |
| Owner Occupied HU | 407 (77.7%) |
| Renter Occupied HU | 95 (18.1%) |
| Vacant Housing Units | 22 ( 4.2%) |
| Median Home Value | $422,165 |
| Average Home Value | $455,147 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: N/A • N/A
Mls Name: UtahRealEstate.com
Mls ID: #2152669
