275 N Bolivar StChattahoocheeFL32324
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 275 N Bolivar St, Chattahoochee, FL, 32324 in Chattahoochee. Priced at $350,000, it generates $3,604/mo in gross rent and $1,183/mo in net monthly cash flow, a 12.36% yield that comfortably supports the 2.29 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,199. Five-year appreciation: $96,699. Equity from principal paydown: $3,224/yr. Total projected cumulative return: $209,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 8.0% |
| Monthly Cash Flow | $1,183 | $1,500 |
City averages based on Chattahoochee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,604 |
| Total Monthly Debt Service | $2,281 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
13.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32324, Chattahoochee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,777 (100%) |
| Owner Occupied HU | 1,118 (62.9%) |
| Renter Occupied HU | 380 (21.4%) |
| Vacant Housing Units | 279 (15.7%) |
| Median Home Value | $92,771 |
| Average Home Value | $151,854 |
Housing Distribution
Address Breakdown
Residential
1,658
Single Family
1,622
Multi-Family
36
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
13.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32324, Chattahoochee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,777 (100%) |
| Owner Occupied HU | 1,118 (62.9%) |
| Renter Occupied HU | 380 (21.4%) |
| Vacant Housing Units | 279 (15.7%) |
| Median Home Value | $92,771 |
| Average Home Value | $151,854 |
Housing Distribution
Address Breakdown
Residential
1,658
Single Family
1,622
Multi-Family
36
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices