275 Main StreetPlaistowNH03865
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 275 Main Street, Plaistow, NH, 03865 in Plaistow is listed at $490,000 and delivers $3,774/mo in rent and $490/mo in net monthly cash flow. The 9.24% yield and 1.71 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $135,378 over five years, and $4,513/yr in principal reduction supplements cash return. Total projected cumulative return: $218,419.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $490 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,774 |
| Total Monthly Debt Service | $3,089 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03865, Plaistow, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,237 (100%) |
| Owner Occupied HU | 2,560 (79.1%) |
| Renter Occupied HU | 611 (18.9%) |
| Vacant Housing Units | 66 ( 2.0%) |
| Median Home Value | $528,659 |
| Average Home Value | $528,206 |
Housing Distribution
Address Breakdown
Residential
3,077
Single Family
2,981
Multi-Family
96
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03865, Plaistow, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,237 (100%) |
| Owner Occupied HU | 2,560 (79.1%) |
| Renter Occupied HU | 611 (18.9%) |
| Vacant Housing Units | 66 ( 2.0%) |
| Median Home Value | $528,659 |
| Average Home Value | $528,206 |
Housing Distribution
Address Breakdown
Residential
3,077
Single Family
2,981
Multi-Family
96
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Padden • Sue Padden Real Estate LLC
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5074154