275 Beard Rd, Hartselle, AL, 35640 | 1.13% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,560/mo, and a $8,076/mo payment. Purchase price stands at $1,650,000, and rental yield measures 1.13% with $1,560/mo rent. Return on cash invested shows 2.97% in year one, and 5% annual appreciation builds toward $455,865 over five years. Five-year ROI reaches 11.16% and total cumulative return in cash records $59,645. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,560/mo property income covering a $8,076/mo payment rather than investor’s personal income.

Single Family

Built in 1972

98 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35640, Hartselle, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,314 (100%)
Owner Occupied HU	8,125 (71.8%)
Renter Occupied HU	2,417 (21.4%)
Vacant Housing Units	772 ( 6.8%)
Median Home Value	$278,919
Average Home Value	$309,046