2748 E 4th StTulsaOK74104
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2748 E 4th St, Tulsa, OK, 74104 in Tulsa. Priced at $260,000, it generates $2,393/mo in gross rent and $732/mo in net monthly cash flow, a 11.04% yield that comfortably supports the 1.94 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,789. Five-year appreciation: $71,833. Equity from principal paydown: $2,180/yr. Total projected cumulative return: $141,076.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.2% |
| Monthly Cash Flow | $732 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,393 |
| Total Monthly Debt Service | $1,620 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
7,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74104, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,251 (100%) |
| Owner Occupied HU | 2,514 (40.2%) |
| Renter Occupied HU | 2,794 (44.7%) |
| Vacant Housing Units | 943 (15.1%) |
| Median Home Value | $282,422 |
| Average Home Value | $339,754 |
Housing Distribution
Address Breakdown
Residential
5,785
Single Family
5,110
Multi-Family
675
Businesses
737
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
