27443 Edenfield DrZephyrhillsFL33544
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Zephyrhills rental at 27443 Edenfield Dr, Zephyrhills, FL, 33544 sits in the solid-income band: 8.83% gross yield, $2,938/mo rent, $290/mo net after the $1,794/mo debt service, DSCR 1.64. Entry price of $399,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $110,236 and $3,675/yr in principal reduction bring total cumulative return to $170,789.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.5% |
| Monthly Cash Flow | $290 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,938 |
| Total Monthly Debt Service | $2,489 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
6,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33544, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,624 (100%) |
| Owner Occupied HU | 7,191 (57.0%) |
| Renter Occupied HU | 4,077 (32.3%) |
| Vacant Housing Units | 1,356 (10.7%) |
| Median Home Value | $466,999 |
| Average Home Value | $502,473 |
Housing Distribution
Address Breakdown
Residential
11,113
Single Family
8,882
Multi-Family
2,231
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
6,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33544, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,624 (100%) |
| Owner Occupied HU | 7,191 (57.0%) |
| Renter Occupied HU | 4,077 (32.3%) |
| Vacant Housing Units | 1,356 (10.7%) |
| Median Home Value | $466,999 |
| Average Home Value | $502,473 |
Housing Distribution
Address Breakdown
Residential
11,113
Single Family
8,882
Multi-Family
2,231
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Welch • SENSIBLE PROPERTY MANAGMENT
Mls Name: Stellar MLS
Mls ID: #TB8415285