2744 Indian Head RdChampionPA15622
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2744 Indian Head Rd, Champion, PA, 15622 in Champion is priced for appreciation, not yield. Rental yield 3.78%. At $384,000 with a 3.78% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $106,092 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.70) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $62,040.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(1,308) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,208 |
| Total Monthly Debt Service | $2,364 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15622, Champion, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 371 (21.2%) |
| Renter Occupied HU | 75 ( 4.3%) |
| Vacant Housing Units | 1,308 (74.6%) |
| Median Home Value | $267,969 |
| Average Home Value | $327,049 |
Housing Distribution
Address Breakdown
Residential
570
Single Family
555
Multi-Family
15
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15622, Champion, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 371 (21.2%) |
| Renter Occupied HU | 75 ( 4.3%) |
| Vacant Housing Units | 1,308 (74.6%) |
| Median Home Value | $267,969 |
| Average Home Value | $327,049 |
Housing Distribution
Address Breakdown
Residential
570
Single Family
555
Multi-Family
15
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joshua Crowe • BERKSHIRE HATHAWAY THE PREFERRED REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1731815
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.