27410 408th HwyCambridge SpringsPA16403
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 27410 408th Hwy, Cambridge Springs, PA, 16403 in Cambridge Springs is narrow, $93/mo net on $1,856/mo rent after the $1,210/mo debt service, but the property operates at break-even-plus, not a loss. At $269,000 with a 8.28% yield, the long-run equity case via 5% appreciation ($74,320 over five years) and $2,478/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $108,409.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $93 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,856 |
| Total Monthly Debt Service | $1,656 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16403, Cambridge Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,513 (100%) |
| Owner Occupied HU | 1,726 (68.7%) |
| Renter Occupied HU | 487 (19.4%) |
| Vacant Housing Units | 300 (11.9%) |
| Median Home Value | $189,161 |
| Average Home Value | $224,264 |
Housing Distribution
Address Breakdown
Residential
2,297
Single Family
2,237
Multi-Family
60
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16403, Cambridge Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,513 (100%) |
| Owner Occupied HU | 1,726 (68.7%) |
| Renter Occupied HU | 487 (19.4%) |
| Vacant Housing Units | 300 (11.9%) |
| Median Home Value | $189,161 |
| Average Home Value | $224,264 |
Housing Distribution
Address Breakdown
Residential
2,297
Single Family
2,237
Multi-Family
60
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diana Bufalino • Coldwell Banker Select - Edinboro
Mls Name: GEMLS
Mls ID: #180409
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.