2740 N Formative CtTucsonAZ85749
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 2740 N Formative Ct, Tucson, AZ, 85749 in Tucson is capital appreciation. Rental yield 3.08%. The 3.08% gross yield at $1,375,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $379,887 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.57) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $223,874.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.2% |
| Monthly Cash Flow | $(4,597) | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,530 |
| Total Monthly Debt Service | $7,581 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85749, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,210 (100%) |
| Owner Occupied HU | 7,086 (76.9%) |
| Renter Occupied HU | 1,410 (15.3%) |
| Vacant Housing Units | 714 ( 7.8%) |
| Median Home Value | $565,682 |
| Average Home Value | $614,899 |
Housing Distribution
Address Breakdown
Residential
8,270
Single Family
7,533
Multi-Family
737
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85749, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,210 (100%) |
| Owner Occupied HU | 7,086 (76.9%) |
| Renter Occupied HU | 1,410 (15.3%) |
| Vacant Housing Units | 714 ( 7.8%) |
| Median Home Value | $565,682 |
| Average Home Value | $614,899 |
Housing Distribution
Address Breakdown
Residential
8,270
Single Family
7,533
Multi-Family
737
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices