27386 Dearborn DrValenciaCA91354
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder27386 Dearborn Dr, Valencia, CA, 91354 in Valencia is a stable, well-positioned rental at $780,000. Rental yield 7.14%. DSCR 1.26 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $215,500 in value and $6,539/yr in principal paydown builds equity, a total projected return of $269,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 5.0% |
| Monthly Cash Flow | $(184) | $300 |
City averages based on Valencia market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,642 |
| Total Monthly Debt Service | $4,705 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
2,642 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91354, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,500 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,724 (23.7%) |
| Vacant Housing Units | 207 ( 1.8%) |
| Median Home Value | $845,111 |
| Average Home Value | $891,891 |
Housing Distribution
Address Breakdown
Residential
11,286
Single Family
9,842
Multi-Family
1,444
Businesses
68
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Brandon King • eXp Realty of California Inc
Mls Name: CRMLS
Mls ID: #SR25260492
