2738 Highway 1258, Monticello, KY, 42633 | 5.03% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Monticello at 2738 Highway 1258, Monticello, KY, 42633 listed at $292,000 pairs $1,224/mo rent with a $1,429/mo payment. Total monthly income runs $1,224/mo. Return on cash invested measures 13.05% in year one, and rental yield registers 5.03% at a $292,000 basis. Equity gained on principal adds $1,884/yr, and annual property appreciation at 5% supports $80,674 by year five. Five-year ROI tracks 66% and total cumulative return in cash totals $63,884. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,224/mo property income relative to a $1,429/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1950

14 Acres lot

$N/A/sqft

No HOA