2737 Gardner RdGradyAL36036
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2737 Gardner Rd, Grady, AL, 36036 in Grady is priced for appreciation, not yield. Rental yield 0%. At $118,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $32,601 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $1,608.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $400 |
City averages based on Grady market data in our database. Property projections are estimates.
Single Family
Built in 1956
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36036, Grady, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 897 (100%) |
| Owner Occupied HU | 688 (76.7%) |
| Renter Occupied HU | 128 (14.3%) |
| Vacant Housing Units | 81 ( 9.0%) |
| Median Home Value | $228,448 |
| Average Home Value | $268,110 |
Housing Distribution
Address Breakdown
Residential
987
Single Family
987
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36036, Grady, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 897 (100%) |
| Owner Occupied HU | 688 (76.7%) |
| Renter Occupied HU | 128 (14.3%) |
| Vacant Housing Units | 81 ( 9.0%) |
| Median Home Value | $228,448 |
| Average Home Value | $268,110 |
Housing Distribution
Address Breakdown
Residential
987
Single Family
987
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices