2737 Gardner RdGradyAL36036
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Grady at 2737 Gardner Rd, Grady, AL, 36036 offers a 9.16% rental yield on a $135,000 purchase with $1,031/mo rent. Total monthly income registers $1,031/mo, and a $661/mo payment leaves $254/mo available for distribution. Annual cash flow reaches $3,043/yr on $44,753 to close, and return on cash invested stands at 26.71% in year one. Equity gained on principal adds $871/yr while 5% annual appreciation supports $37,298 over five years. Portfolio math shows five-year ROI at 138.76% and total cumulative return in cash at $62,101. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,031/mo property income against a $661/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1956
4.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36036, Grady, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 897 (100%) |
| Owner Occupied HU | 688 (76.7%) |
| Renter Occupied HU | 128 (14.3%) |
| Vacant Housing Units | 81 ( 9.0%) |
| Median Home Value | $228,448 |
| Average Home Value | $268,110 |
Housing Distribution
Address Breakdown
Residential
987
Single Family
987
Multi-Family
0
Businesses
27
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Listed by: Krystal Diaz • Agape Real Estate
Mls Name: SAMLS
Mls ID: #203947
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.