2730 County Route 27RussellNY13684
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2730 County Route 27, Russell, NY, 13684 in Russell speaks for itself: 17.6% gross on a $125,000 price, generating $1,834/mo in rent and $999/mo in net income after the $562/mo debt service. DSCR 3.26, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,986 stacks alongside $34,535 in projected five-year appreciation and $1,151/yr in principal reduction. Projected total cumulative return: $112,027.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.6% | 6.2% |
| Monthly Cash Flow | $999 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,834 |
| Total Monthly Debt Service | $785 |
| DSCR Ratio | 2.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
55.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13684, Russell, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 648 (100%) |
| Owner Occupied HU | 360 (55.6%) |
| Renter Occupied HU | 64 ( 9.9%) |
| Vacant Housing Units | 224 (34.6%) |
| Median Home Value | $120,745 |
| Average Home Value | $170,354 |
Housing Distribution
Address Breakdown
Residential
454
Single Family
446
Multi-Family
8
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
55.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13684, Russell, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 648 (100%) |
| Owner Occupied HU | 360 (55.6%) |
| Renter Occupied HU | 64 ( 9.9%) |
| Vacant Housing Units | 224 (34.6%) |
| Median Home Value | $120,745 |
| Average Home Value | $170,354 |
Housing Distribution
Address Breakdown
Residential
454
Single Family
446
Multi-Family
8
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices