273 N HAMILTON SPRINGS RoadSaint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Saint Augustine rentals match the income profile of 273 N HAMILTON SPRINGS Road, Saint Augustine, FL, 32084. Listed at $509,900, gross rent is $5,341/mo and net cash flow is $1,884/mo, a 12.57% yield well above national averages. DSCR 2.33 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $140,876 by year five with $4,696/yr in annual principal reduction, projecting $315,890 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.0% |
| Monthly Cash Flow | $1,884 | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,341 |
| Total Monthly Debt Service | $3,254 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.32 Acres lot
$N/A/sqft
$220 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.32 Acres lot
$N/A/sqft
$220 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices