2727 Golden Gate PlWaldorfMD20601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2727 Golden Gate Pl, Waldorf, MD, 20601 in Waldorf speaks for itself: 10.13% gross on a $439,990 price, generating $3,714/mo in rent and $977/mo in net income after the $1,978/mo debt service. DSCR 1.88, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,730 stacks alongside $121,561 in projected five-year appreciation and $4,052/yr in principal reduction. Projected total cumulative return: $229,885.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.5% |
| Monthly Cash Flow | $977 | $450 |
City averages based on Waldorf market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,714 |
| Total Monthly Debt Service | $2,561 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
2,352 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20601, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,824 (100%) |
| Owner Occupied HU | 7,825 (72.3%) |
| Renter Occupied HU | 2,545 (23.5%) |
| Vacant Housing Units | 454 ( 4.2%) |
| Median Home Value | $396,432 |
| Average Home Value | $436,443 |
Housing Distribution
Address Breakdown
Residential
10,603
Single Family
10,045
Multi-Family
558
Businesses
785
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
2,352 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20601, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,824 (100%) |
| Owner Occupied HU | 7,825 (72.3%) |
| Renter Occupied HU | 2,545 (23.5%) |
| Vacant Housing Units | 454 ( 4.2%) |
| Median Home Value | $396,432 |
| Average Home Value | $436,443 |
Housing Distribution
Address Breakdown
Residential
10,603
Single Family
10,045
Multi-Family
558
Businesses
785
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices