27243 Fordham DrZephyrhillsFL33544
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 27243 Fordham Dr, Zephyrhills, FL, 33544 in Zephyrhills is a conservative rental investment at $659,900. Rental yield 7.37%. A 1.37 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $182,318; $6,078/yr in principal paydown supplements. Total projected return: $225,454.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.5% |
| Monthly Cash Flow | $(412) | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,055 |
| Total Monthly Debt Service | $4,204 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
9,315 sqft lot
$N/A/sqft
$12 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33544, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,624 (100%) |
| Owner Occupied HU | 7,191 (57.0%) |
| Renter Occupied HU | 4,077 (32.3%) |
| Vacant Housing Units | 1,356 (10.7%) |
| Median Home Value | $466,999 |
| Average Home Value | $502,473 |
Housing Distribution
Address Breakdown
Residential
11,113
Single Family
8,882
Multi-Family
2,231
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
9,315 sqft lot
$N/A/sqft
$12 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33544, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,624 (100%) |
| Owner Occupied HU | 7,191 (57.0%) |
| Renter Occupied HU | 4,077 (32.3%) |
| Vacant Housing Units | 1,356 (10.7%) |
| Median Home Value | $466,999 |
| Average Home Value | $502,473 |
Housing Distribution
Address Breakdown
Residential
11,113
Single Family
8,882
Multi-Family
2,231
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices