2724 Pavilion LnAdamstownMD21710
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 2724 Pavilion Ln, Adamstown, MD, 21710 in Adamstown is capital appreciation. Rental yield 2.7%. The 2.7% gross yield at $719,999 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $198,922 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.50) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $89,153.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 5.1% |
| Monthly Cash Flow | $(2,858) | $750 |
City averages based on Adamstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $4,192 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21710, Adamstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,436 (82.4%) |
| Renter Occupied HU | 285 (16.4%) |
| Vacant Housing Units | 22 ( 1.3%) |
| Median Home Value | $612,399 |
| Average Home Value | $626,017 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,438
Multi-Family
264
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21710, Adamstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,436 (82.4%) |
| Renter Occupied HU | 285 (16.4%) |
| Vacant Housing Units | 22 ( 1.3%) |
| Median Home Value | $612,399 |
| Average Home Value | $626,017 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,438
Multi-Family
264
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
