2722 Stone DrComerGA30629
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2722 Stone Dr, Comer, GA, 30629 in Comer at $325,000 earns $2,106/mo in rent and nets $128/mo after the $1,541/mo payment, a 7.78% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $89,792 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $2,724/yr in principal paydown, total projected return reaches $125,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 7.5% |
| Monthly Cash Flow | $128 | $300 |
City averages based on Comer market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,106 |
| Total Monthly Debt Service | $1,928 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30629, Comer, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,248 (100%) |
| Owner Occupied HU | 1,644 (73.1%) |
| Renter Occupied HU | 411 (18.3%) |
| Vacant Housing Units | 193 ( 8.6%) |
| Median Home Value | $237,091 |
| Average Home Value | $248,872 |
Housing Distribution
Address Breakdown
Residential
1,965
Single Family
1,965
Multi-Family
0
Businesses
112
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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