27131 Highway 25WilsonvilleAL35186
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing27131 Highway 25, Wilsonville, AL, 35186 in Wilsonville is a stable, well-positioned rental at $280,000. Rental yield 6.36%. DSCR 1.18 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $77,359 in value and $2,579/yr in principal paydown builds equity, a total projected return of $99,301.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 0.0% |
| Monthly Cash Flow | $(96) | $0 |
City averages based on Wilsonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,484 |
| Total Monthly Debt Service | $1,469 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
3.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35186, Wilsonville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,343 (100%) |
| Owner Occupied HU | 1,889 (80.6%) |
| Renter Occupied HU | 256 (10.9%) |
| Vacant Housing Units | 198 ( 8.5%) |
| Median Home Value | $407,338 |
| Average Home Value | $436,637 |
Housing Distribution
Address Breakdown
Residential
2,085
Single Family
2,085
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
3.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35186, Wilsonville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,343 (100%) |
| Owner Occupied HU | 1,889 (80.6%) |
| Renter Occupied HU | 256 (10.9%) |
| Vacant Housing Units | 198 ( 8.5%) |
| Median Home Value | $407,338 |
| Average Home Value | $436,637 |
Housing Distribution
Address Breakdown
Residential
2,085
Single Family
2,085
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GALMLS
Mls ID: #21439661