2712 N 39th TerSaint JosephMO64506








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Joseph at 2712 N 39th Ter, Saint Joseph, MO, 64506 offers a 7.2% rental yield on a $290,000 purchase with $1,740/mo rent. 09% in year one. Equity gained on principal adds $1,871/yr while 5% annual appreciation supports $80,122 over five years. Portfolio math shows five-year ROI at 98.53% and total cumulative return in cash at $94,720. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,740/mo property income against a $1,419/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1990
7,405 sqft lot
$N/A/sqft
No HOA
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Listed by: Megan Dahmer • Chartwell Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2597394








