2701 S 20th StSaint JosephMO64503








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Joseph at 2701 S 20th St, Saint Joseph, MO, 64503 generates $1,260/mo in rent and, after a $832/mo payment, leaves $201/mo in cash flow. Total monthly income is $1,260/mo, and annual cash flow is $2,417/yr on $56,338 invested. Return on cash invested sits at 24.2% in year one, and rental yield is 8.9% on a $169,950 entry. Equity gained on principal adds $1,097/yr, while 5% annual appreciation builds toward $46,954 over five years. Five-year ROI reaches 125.96% and total cumulative return in cash sums $70,961. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,260/mo property income rather than buyer’s personal income.
Single Family
Built in 1961
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64503, Saint Joseph, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,667 (100%) |
| Owner Occupied HU | 3,257 (57.5%) |
| Renter Occupied HU | 1,651 (29.1%) |
| Vacant Housing Units | 759 (13.4%) |
| Median Home Value | $161,031 |
| Average Home Value | $181,612 |
Housing Distribution
Address Breakdown
Residential
5,509
Single Family
5,236
Multi-Family
273
Businesses
358
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Nearby investment properties with comparable prices



Listed by: Tanya Baumgart • Chartwell Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2584962








