270 Calder StHarrisburgPA17102
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 270 Calder St, Harrisburg, PA, 17102 in Harrisburg aligned with their strategy. Rental yield 6.41%. DSCR 1.19 and 6.41% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $2,993/yr in paydown build toward a projected cumulative return of $98,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 7.2% |
| Monthly Cash Flow | $(394) | $450 |
City averages based on Harrisburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,735 |
| Total Monthly Debt Service | $2,000 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1850
3,071 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17102, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,315 (100%) |
| Owner Occupied HU | 1,393 (26.2%) |
| Renter Occupied HU | 3,107 (58.5%) |
| Vacant Housing Units | 815 (15.3%) |
| Median Home Value | $209,933 |
| Average Home Value | $239,765 |
Housing Distribution
Address Breakdown
Residential
4,338
Single Family
2,542
Multi-Family
1,796
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1850
3,071 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17102, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,315 (100%) |
| Owner Occupied HU | 1,393 (26.2%) |
| Renter Occupied HU | 3,107 (58.5%) |
| Vacant Housing Units | 815 (15.3%) |
| Median Home Value | $209,933 |
| Average Home Value | $239,765 |
Housing Distribution
Address Breakdown
Residential
4,338
Single Family
2,542
Multi-Family
1,796
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TOREN DRAGAS • Iron Valley Real Estate of Central PA
Mls Name: Bright MLS
Mls ID: #PADA2052924