270-272 Divisadero StSan FranciscoCA94123
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 270-272 Divisadero St, San Francisco, CA, 94123 in San Francisco speaks for itself: 14.92% gross on a $1,995,000 price, generating $24,797/mo in rent and $12,455/mo in net income after the $8,971/mo debt service. DSCR 2.76, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $149,465 stacks alongside $551,182 in projected five-year appreciation and $18,374/yr in principal reduction. Projected total cumulative return: $1,557,962.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 4.5% |
| Monthly Cash Flow | $12,455 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $24,797 |
| Total Monthly Debt Service | $11,548 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1905
2,175 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1905
2,175 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices