27 W Main St #25GirardvillePA17935
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 27 W Main St #25, Girardville, PA, 17935 in Girardville speaks for itself: 13.38% gross on a $139,900 price, generating $1,560/mo in rent and $643/mo in net income after the $629/mo debt service. DSCR 2.48, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,719 stacks alongside $38,652 in projected five-year appreciation and $1,288/yr in principal reduction. Projected total cumulative return: $94,672.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $643 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $861 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1961
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17935, Girardville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 855 (100%) |
| Owner Occupied HU | 496 (58.0%) |
| Renter Occupied HU | 152 (17.8%) |
| Vacant Housing Units | 207 (24.2%) |
| Median Home Value | $45,595 |
| Average Home Value | $91,915 |
Housing Distribution
Address Breakdown
Residential
693
Single Family
690
Multi-Family
3
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1961
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17935, Girardville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 855 (100%) |
| Owner Occupied HU | 496 (58.0%) |
| Renter Occupied HU | 152 (17.8%) |
| Vacant Housing Units | 207 (24.2%) |
| Median Home Value | $45,595 |
| Average Home Value | $91,915 |
Housing Distribution
Address Breakdown
Residential
693
Single Family
690
Multi-Family
3
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Hoffman • Lehigh Valley Just Listed LLC
Mls Name: GLVR
Mls ID: #764226