27 Upper CadyOld ChathamNY12136








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Old Chatham at 27 Upper Cady, Old Chatham, NY, 12136 listed at $459,000 pairs $2,787/mo rent with a $2,247/mo payment. Total monthly income runs $2,787/mo. Return on cash invested measures 17.71% in year one, and rental yield registers 7.29% at a $459,000 basis. Equity gained on principal adds $2,962/yr, and annual property appreciation at 5% supports $126,813 by year five. Five-year ROI tracks 91.72% and total cumulative return in cash totals $139,559. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,787/mo property income relative to a $2,247/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1963
4.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12136, Old Chatham, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 564 (100%) |
| Owner Occupied HU | 354 (62.8%) |
| Renter Occupied HU | 86 (15.2%) |
| Vacant Housing Units | 124 (22.0%) |
| Median Home Value | $448,936 |
| Average Home Value | $627,790 |
Housing Distribution
Address Breakdown
Residential
425
Single Family
425
Multi-Family
0
Businesses
43
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Listed by: Linnea VanTassel • Country Life Real Estate, LLC
Mls Name: HVCRMLS
Mls Provider:
Mls ID: #157083
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