27 Rachel LnHartwellGA30643
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hartwell rental at 27 Rachel Ln, Hartwell, GA, 30643 sits in the solid-income band: 9.48% gross yield, $2,410/mo rent, $554/mo net after the $1,371/mo debt service, DSCR 1.76. Entry price of $304,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $84,238 and $2,808/yr in principal reduction bring total cumulative return to $151,169.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 8.0% |
| Monthly Cash Flow | $554 | $300 |
City averages based on Hartwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,410 |
| Total Monthly Debt Service | $1,734 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30643, Hartwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,051 (100%) |
| Owner Occupied HU | 5,541 (61.2%) |
| Renter Occupied HU | 1,767 (19.5%) |
| Vacant Housing Units | 1,743 (19.3%) |
| Median Home Value | $286,799 |
| Average Home Value | $376,876 |
Housing Distribution
Address Breakdown
Residential
8,311
Single Family
8,255
Multi-Family
56
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30643, Hartwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,051 (100%) |
| Owner Occupied HU | 5,541 (61.2%) |
| Renter Occupied HU | 1,767 (19.5%) |
| Vacant Housing Units | 1,743 (19.3%) |
| Median Home Value | $286,799 |
| Average Home Value | $376,876 |
Housing Distribution
Address Breakdown
Residential
8,311
Single Family
8,255
Multi-Family
56
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elizabeth Hutcheson • Peggy Slappey Properties Inc.
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7467067
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