27 Hickory LnWhite heathIL61884
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 27 Hickory Ln, White heath, IL, 61884 in White heath worth study. Rental yield 4.65%. The 4.65% gross yield is below cash-flow benchmarks at $1,640,200, but 5% annual appreciation, adding $453,157 over five years, frames this as a capital growth position. Rent of $6,353/mo partially offsets the $7,375/mo payment. Ziffy Mortgage finances appreciation-play properties (0.86 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $304,023.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 6.0% |
| Monthly Cash Flow | $(5,024) | $1,200 |
City averages based on White heath market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,353 |
| Total Monthly Debt Service | $10,724 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61884, White Heath, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 524 (100%) |
| Owner Occupied HU | 451 (86.1%) |
| Renter Occupied HU | 37 ( 7.1%) |
| Vacant Housing Units | 36 ( 6.9%) |
| Median Home Value | $301,705 |
| Average Home Value | $362,550 |
Housing Distribution
Address Breakdown
Residential
397
Single Family
397
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61884, White Heath, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 524 (100%) |
| Owner Occupied HU | 451 (86.1%) |
| Renter Occupied HU | 37 ( 7.1%) |
| Vacant Housing Units | 36 ( 6.9%) |
| Median Home Value | $301,705 |
| Average Home Value | $362,550 |
Housing Distribution
Address Breakdown
Residential
397
Single Family
397
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A